Cashwagon is a Philippines- based financial technology firm focused on online consumer lending. It has branches in most of pondopeso requirements the major cities in the country, including Angeles, Quezon City, Lagazpi City, Mandaluyong City, Bacolodong, Davao, Cebu City, Bacolodong, and more. It also has outlets in the rural areas of Mindanao and South Luangwa. It offers its services to businesses, individuals, and financial institutions. The company operates three types of accounts, each with their own set of features and benefits.

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o Account – This is the most basic of the three, providing an account with no minimum balance. The account holder can borrow money against this account without having to produce a credit check first. The only thing that is required is that the recipient of the money must open an account with cashwagon Philippines through a bank. Since most of the transactions are done online, the security procedures involved here are minimal, making transactions safe. However, the company requires the recipient’s valid ID, email address, and phone number in order to proceed with the transaction.

o First Loan – This is the account given to clients who are in need of more cash, but have no place to keep the extra cash. With this, cashwagon Philippines will help you arrange a real estate loan by helping you arrange a mobile application via the Internet. This mobile application process is done through a secured server, giving you added protection from hackers who might try to intercept your personal or business information. To make this process more convenient for you, cash wagon Philippines will also provide you with a toll free call service to answer your questions. You just have to direct your call to the customer service to obtain any further information about your First Loan.

o Second Loan – This is the account I opened to help my son with his education. The school board found out that I used my personal credit card to pay for the tuition and other school expenses. They informed me that I had to immediately close that account because it contravened the school’s policy on student accounts. I was told I could not reopen the First Loan if I wanted to re-apply for the same First Loan, so my plan was to close the account and begin using a prepaid debit card for my other needs.

o Escrow Account – This is the account wherein cash wagon loans online transfers will be made. This is also where payments will be made. Escrow is normally a bank account where you deposit your payment on time. If there are any delinquencies on payments, the bank can foreclose your Escrow Account.

o SMS Viral Marketing Program – This is a text message marketing (SMS) program that will inform my friends and family if my account is open or closed. If I did not receive an email, my phone number will be displayed to my friend and family. There is also a link in my SMS Viral Marketing Program that will let my friends and family know if my account has been closed. The purpose of this is for them to contact me if they want to pay for their account.

o Instant Approval Payday Loan – This is another short term loan that my parents brought home from their last employment. My brother who is my primary breadwinner has used this service several times and has had no problems paying for it. Most of the payday loan companies here in the Philippines do not offer an instant approval payday loan. They require the borrowers to go through a credit check first before they can receive an approval. But since my brother’s account was already with the company he works for, he was able to get his loan approved instantly.

Most cash services in the Philippines do not have strict criteria on what accounts can be used to finance a transaction. So it is very possible for you to get your cash service loan approved even when you do not have a checking account or a savings account. So do not be too hard on yourself if you come across a cash wagon business in the Philippines without a checking account. It is just a matter of taking your time and doing proper research on the internet. You will not regret your decision once you receive your cash.